When you buy a home, taxes are one of the expenses that can make a significant difference in your monthly mortgage payment. Once you apply for a mortgage, you'll see the acronyms P&I or PITI. These will depend on how you're including your taxes in...
Real Estate Vocabulary or 'shoptalk ' can be confusing. When working with clients I aim to not only help them buy or sell a home but make sure they understand the process every step of the way. Understanding the options and Real Estate process ensures...
What's holding you back? Maybe it's your credit score or the thought of a down payment. Buying a home is more affordable than you might think! Don't spend your hard-earned money paying someone else's mortgage when you can afford to buy your own home....
Today's market is a tough one for buyers. The inventory is low and the demand is high. Realtor Sheryl Petrashek gives 5 examples on how to make your offer stand out in a multiple offers situation....
Learn the Difference between a Loan Pre-approval Letter versus a Loan Commitment Letter. Information brought to you by Sheryl Petrashek, Real Estate Agent....
The time has come to start the process on one of the best investments of your life. Check out our local first time home buyer programs!...
Down payments, Earnest Money, Upfront Appraisal Fees, Homeowners Insurance, and the dreaded Closing Costs are all expenses faced by buyers when purchasing a home. How much money do you really need to buy a house? Deciding if you are ready to buy a house? The days of...
The question makes my heart *Sigh* each time I hear it. "What should I do with my Burnsville Underwater Townhome?" "How can I sell my Apple Valley Townhome if it's Underwater?" "I can't sell my Lakeville Townhome, but I need to move?" "When will my Farmington...
Great news for South of the River Homeowners, it may be possible to lower your interest rate, even if your mortgage is underwater! This is a huge change in policy and procedure. Previously under the HARP guidelines, the amount of mortgage you could refinance was capped...
[caption id="attachment_3151" align="alignright" width="300"] When you hear hoof beats, think horses not zebras![/caption] When I put my ear to the ground, I swear I can hear hoof beats. The sound is distant and faint but steadily pounding and slowly advancing! It's music to our ears, what is it? It's...
